Schema Universe

Schema Registry

All 56 insurance contracts live here with the full proof posture.

The homepage now shows the registry at a glance while keeping the four numbered schema cards tight. This page carries the full universe with maturity, callable state, proof posture, benchmark routes, and schema detail pages.

View Benchmarks ->API Schema Docs

Total56

Schema contracts across the full insurance universe.

Hardened35

Callable only after named real-public-document proof passes.

Hardening21

Discoverable but gated by FastScript abstention until proven.

Nextloss_run

Next proof-gate target in the local universe.

Proof Gate

A schema is not proven because it exists.

Hardened means the schema has a real public corpus, source-verified labels, evidence checks, benchmark scoring, regression protection, and callable API posture. Everything else remains visible to developers but guarded by schema_pending_benchmark_hardening.

Commercial P&C15/15 hardened

hardened

Commercial General Liability

Limits, entities, additional insured posture, waiver, primary/non-contributory, and endorsement effects.

commercial_glhardened

Commercial Auto

CSL, symbols, hired/non-owned signals, deductibles, and fleet-facing coverage structure.

commercial_autohardened

Workers Compensation

Statutory states, employers liability limits, mod factors, and class-code related signals.

workers_comphardened

Commercial Property

Building, BPP, business income, deductibles, valuation basis, and causes-of-loss signals.

commercial_propertyhardened

Umbrella / Excess

Occurrence, aggregate, retention, follow-form posture, and underlying schedule references.

umbrella_excesshardened

Professional Lines

Professional liability, cyber, D&O, pollution, claims-made posture, retro dates, and sublimits.

professional_lineshardened

Cyber Liability

Cyber aggregate limits, each-claim/event limits, retentions, retroactive dates, and breach-response signals.

cyberhardened

Directors and Officers

Aggregate limits, Side A posture, retentions, continuity dates, and claims-made evidence.

d_and_ohardened

Employment Practices Liability

Each-claim and aggregate limits, retentions, continuity dates, and claims-made evidence for EPLI schedules.

eplihardened

Crime

Employee theft, computer fraud, forgery, funds transfer fraud, deductibles, and crime/fidelity schedules.

crimehardened

Inland Marine

Contractor's equipment, equipment floaters, transit limits, installation risk, scheduled property, and deductibles.

inland_marinehardened

Cargo

Ocean cargo, marine cargo, stockthroughput, shipment limits, transit deductibles, policy numbers, and territory signals.

cargohardened

Environmental / Pollution

Contractors pollution liability, pollution legal liability, premises pollution liability, per-pollution-condition limits, aggregate limits, retentions, and retroactive-date language.

environmentalhardened

Surety / Bonds

Bond numbers, penal sums, obligees, principals, surety names, effective dates, and performance/payment/reclamation bond evidence.

suretyhardened

Builders Risk

Project limits, soft-cost limits, transit and temporary-storage limits, deductibles, valuation basis, and completed-value/all-risk form evidence.

builders_risk

Consumer / Personal Lines10/10 hardened

hardened

Personal Auto

Policy numbers, policy periods, bodily injury and property damage limits, UM/UIM limits, and vehicle schedules from declarations and public court packets.

personal_autohardened

Homeowners

Coverage A dwelling, other structures, personal property, loss of use, personal liability, medical payments, deductibles, and policy periods from homeowners declarations.

homeownershardened

Renters

Personal property, loss of use, personal liability, medical payments, deductibles, and policy periods from renters declarations.

rentershardened

Condo

HO-6 / condominium unit-owner Coverage A/C, loss assessment, liability, medical payments, deductibles, and policy period evidence.

condohardened

Personal Umbrella

Umbrella liability limits, policy periods, retained limits, and underlying insurance requirements from declarations and public court records.

personal_umbrellahardened

Life

Policy numbers, issue dates, face amounts, insured names, and beneficiary evidence from life policies and public court records.

lifehardened

Health

SBC plan names, covered-member tiers, overall deductibles, and out-of-pocket maximums from public health plan documents.

healthhardened

Disability

Long-term disability monthly benefit amounts, elimination periods, and maximum benefit-period evidence from public certificates and summaries.

disabilityhardened

Travel

Travel insurance trip-cost, medical-limit, cancellation-limit, and coverage-effective trigger evidence from public travel protection documents.

travelhardened

Pet

Pet insurance annual policy limits, reimbursement percentages, deductibles, and insured-pet names from public policy packets.

pet

Document Primitives9/9 hardened

hardened

Certificate of Insurance

Certificate producer, insured, certificate-holder, and coverage-row extraction from real public ACORD certificate packets.

coihardened

Policy Declaration

Declaration-page policy numbers, named insureds, policy periods, and limit evidence from real public policy evidence documents.

policy_declarationhardened

Endorsement

Endorsement form numbers, edition dates, effective dates, and changed-term titles from real public policy packages.

endorsementhardened

Schedule

Schedule extraction for policy numbers, schedule types, scheduled rows, and form-or-limit schedule evidence from real public policy packages.

schedulehardened

Binder

Binder extraction for binder numbers, effective and expiration dates, and bound coverages from real public insurance binders.

binderhardened

Quote

Quote extraction for quote numbers, quoted premiums, proposed limits, and subjectivities from real public quote schedules.

quotehardened

Renewal

Renewal extraction for renewal terms, expiring policy numbers, renewal premiums, and change-condition evidence from real public renewal invites.

renewalhardened

Cancellation

Cancellation extraction for policy numbers, effective cancellation dates, and stated cancellation reasons from real public cancellation notices.

cancellationhardened

Application

Application extraction for applicants, operations descriptions, exposure statements, and requested coverages from real public application records.

application

Claims1/9 hardened

hardened

First Notice of Loss

First Notice of Loss extraction for loss dates, claimant names, loss locations, and claim descriptions from real public claim notice records.

fnolhardening