Schema Universe

Schema Registry

All 56 insurance schemas are 99%+ benchmarked.

The homepage shows the registry at a glance while this page carries the full universe: maturity, callable state, 100+ document proof posture, benchmark routes, and schema detail pages.

View Benchmarks ->API Schema Docs
Total56

Schema contracts across the full insurance universe.

Release-ready56

Callable after 100+ document release-gate proof passes.

Hardening0

All 56 schemas cleared the 99% release gate.

Nextnone

All schemas are release-ready.

Release Gate

The 99%+ accuracy gate is cleared.

Release-ready means the schema has 100+ real public documents, source-verified labels, evidence checks, benchmark scoring, regression protection, and callable API posture. Every schema passed that same release gate.

Commercial P&C15/15 release-ready
hardened

Commercial General Liability

Limits, entities, additional insured posture, waiver, primary/non-contributory, and endorsement effects.

commercial_glhardened

Commercial Auto

CSL, symbols, hired/non-owned signals, deductibles, and fleet-facing coverage structure.

commercial_autohardened

Workers Compensation

Statutory states, employers liability limits, mod factors, and class-code related signals.

workers_comphardened

Commercial Property

Building, BPP, business income, deductibles, valuation basis, and causes-of-loss signals.

commercial_propertyhardened

Umbrella / Excess

Occurrence, aggregate, retention, follow-form posture, and underlying schedule references.

umbrella_excesshardened

Professional Lines

Professional liability, cyber, D&O, pollution, claims-made posture, retro dates, and sublimits.

professional_lineshardened

Cyber Liability

Cyber aggregate limits, each-claim/event limits, retentions, retroactive dates, and breach-response signals.

cyberhardened

Directors and Officers

Aggregate limits, Side A posture, retentions, continuity dates, and claims-made evidence.

d_and_ohardened

Employment Practices Liability

Each-claim and aggregate limits, retentions, continuity dates, and claims-made evidence for EPLI schedules.

eplihardened

Crime

Employee theft, computer fraud, forgery, funds transfer fraud, deductibles, and crime/fidelity schedules.

crimehardened

Inland Marine

Contractor's equipment, equipment floaters, transit limits, installation risk, scheduled property, and deductibles.

inland_marinehardened

Cargo

Ocean cargo, marine cargo, stockthroughput, shipment limits, transit deductibles, policy numbers, and territory signals.

cargohardened

Environmental / Pollution

Contractors pollution liability, pollution legal liability, premises pollution liability, per-pollution-condition limits, aggregate limits, retentions, and retroactive-date language.

environmentalhardened

Surety / Bonds

Bond numbers, penal sums, obligees, principals, surety names, effective dates, and performance/payment/reclamation bond evidence.

suretyhardened

Builders Risk

Project limits, soft-cost limits, transit and temporary-storage limits, deductibles, valuation basis, and completed-value/all-risk form evidence.

builders_risk
Consumer / Personal Lines10/10 release-ready
hardened

Personal Auto

Policy numbers, policy periods, bodily injury and property damage limits, UM/UIM limits, and vehicle schedules from declarations and public court packets.

personal_autohardened

Homeowners

Coverage A dwelling, other structures, personal property, loss of use, personal liability, medical payments, deductibles, and policy periods from homeowners declarations.

homeownershardened

Renters

Personal property, loss of use, personal liability, medical payments, deductibles, and policy periods from renters declarations.

rentershardened

Condo

HO-6 / condominium unit-owner Coverage A/C, loss assessment, liability, medical payments, deductibles, and policy period evidence.

condohardened

Personal Umbrella

Umbrella liability limits, policy periods, retained limits, and underlying insurance requirements from declarations and public court records.

personal_umbrellahardened

Life

Policy numbers, issue dates, face amounts, insured names, and beneficiary evidence from life policies and public court records.

lifehardened

Health

SBC plan names, covered-member tiers, overall deductibles, and out-of-pocket maximums from public health plan documents.

healthhardened

Disability

Long-term disability monthly benefit amounts, elimination periods, and maximum benefit-period evidence from public certificates and summaries.

disabilityhardened

Travel

Travel insurance trip-cost, medical-limit, cancellation-limit, and coverage-effective trigger evidence from public travel protection documents.

travelhardened

Pet

Pet insurance annual policy limits, reimbursement percentages, deductibles, and insured-pet names from public policy packets.

pet
Document Primitives9/9 release-ready
hardened

Certificate of Insurance

Certificate producer, insured, certificate-holder, and coverage-row extraction from real public ACORD certificate packets.

coihardened

Policy Declaration

Declaration-page policy numbers, named insureds, policy periods, and limit evidence from real public policy evidence documents.

policy_declarationhardened

Endorsement

Endorsement form numbers, edition dates, effective dates, and changed-term titles from real public policy packages.

endorsementhardened

Schedule

Schedule extraction for policy numbers, schedule types, scheduled rows, and form-or-limit schedule evidence from real public policy packages.

schedulehardened

Binder

Binder extraction for binder numbers, effective and expiration dates, and bound coverages from real public insurance binders.

binderhardened

Quote

Quote extraction for quote numbers, quoted premiums, proposed limits, and subjectivities from real public quote schedules.

quotehardened

Renewal

Renewal extraction for renewal terms, expiring policy numbers, renewal premiums, and change-condition evidence from real public renewal invites.

renewalhardened

Cancellation

Cancellation extraction for policy numbers, effective cancellation dates, and stated cancellation reasons from real public cancellation notices.

cancellationhardened

Application

Application extraction for applicants, operations descriptions, exposure statements, and requested coverages from real public application records.

application
Claims9/9 release-ready
hardened

First Notice of Loss

First Notice of Loss extraction for loss dates, claimant names, loss locations, and claim descriptions from real public claim notice records.

fnolhardened

Loss Run

Claim ledger extraction for policy periods, claim numbers, paid and reserved amounts, statuses, and loss-history evidence.

loss_runhardened

Claim Packet

Claim packet extraction for claim numbers, loss facts, coverage references, open items, correspondence, and supporting exhibits.

claim_packethardened

Adjuster Report

Adjuster report extraction for damage summaries, coverage positions, claim references, inspection notes, and recommendation evidence.

adjuster_reporthardened

Repair Estimate

Repair estimate extraction for vendors, labor, materials, line items, totals, and estimate-supporting damage descriptions.

repair_estimatehardened

Medical Bill

Medical bill extraction for providers, service dates, charges, diagnosis references, and claim-related billing evidence.

medical_billhardened

Explanation of Benefits

Explanation of Benefits extraction for claim numbers, allowed amounts, paid amounts, patient responsibility, and adjudication rows.

eobhardened

Settlement

Settlement extraction for settlement amounts, release scope, payees, claim references, and agreement evidence.

settlementhardened

Subrogation

Subrogation extraction for responsible parties, recovery amounts, claim references, liability posture, and recovery correspondence.

subrogation
Benefits4/4 release-ready
hardened

Group Health

Group health extraction for plan names, deductibles, out-of-pocket maximums, eligibility language, and SBC evidence.

group_healthhardened

Group Life

Group life extraction for employee classes, benefit amounts, guarantee issue values, eligibility, and certificate schedules.

group_lifehardened

Group Disability

Group disability extraction for benefit percentages, maximum benefits, elimination periods, class schedules, and certificate evidence.

group_disabilityhardened

Stop Loss

Stop-loss extraction for specific deductibles, aggregate attachment points, policy periods, proposal terms, and renewal evidence.

stop_loss
Reinsurance3/3 release-ready
hardened

Reinsurance Treaty

Treaty extraction for cedents, reinsurers, limits, retentions, covered business, layers, terms, and treaty schedule evidence.

reinsurance_treatyhardened

Facultative Certificate

Facultative certificate extraction for insured risks, participation shares, limits, premiums, effective terms, and reinsurer evidence.

facultative_certificatehardened

Bordereaux

Bordereaux extraction for policy rows, reporting periods, premiums, losses, ceded values, and reinsurance reporting tables.

bordereaux
ACORD6/6 release-ready
hardened

ACORD 25 Certificate of Liability Insurance

ACORD 25 extraction for producer, insured, certificate holder, liability rows, policy numbers, limits, and date evidence.

acord_25hardened

ACORD 125 Commercial Insurance Application

ACORD 125 extraction for applicant details, operations, premises, prior coverage, requested lines, and application attestations.

acord_125hardened

ACORD 126 Commercial General Liability Section

ACORD 126 extraction for CGL exposures, classifications, premises, products/completed operations, limits, and rating signals.

acord_126hardened

ACORD 127 Business Auto Section

ACORD 127 extraction for business auto symbols, vehicle schedules, drivers, garage exposures, limits, and fleet evidence.

acord_127hardened

ACORD 130 Workers Compensation Application

ACORD 130 extraction for workers compensation states, class codes, payroll, officers, prior carrier data, and EL limits.

acord_130hardened

ACORD 140 Property Section

ACORD 140 extraction for property locations, building values, BPP, causes of loss, deductibles, and property schedule evidence.

acord_140